Remarried Widow Senior Bonus Calculator
For 65+ widows and widowers who remarried.
The short answer: At the numbers below, the joint-return deduction is $6,000 — $720 back at 12% ($28 per paycheck).
Must be 65+ to qualify
Modified Adjusted Gross Income
Senior Bonus Deduction
$6,000
✅ You qualify for the full deduction
⚠️ This calculator provides estimates for informational and educational purposes only. It is not tax advice. Results are based on the One Big Beautiful Bill Act (OBBBA) and IRS Schedule 1-A. Consult a qualified tax professional for your specific situation.
Filing Status Rewrites the Math
Qualifying Widow (QSS) status with a dependent child ends at remarriage. The senior bonus then depends on both new spouses' ages and combined MAGI.
- • Both 65+: $12,000 base
- • One 65+: $6,000
- • Combined MAGI — including the new spouse's income — drives one phase-out
Worked Example
MFJ, wife 69 / husband 63, $92,000 combined MAGI.
- • Deduction $6,000; savings $720 at 12%
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Frequently Asked Questions
After remarrying, do I keep the senior deduction?
Your own $6,000 continues if you're 65+ — but the return is now MFJ, so the phase-out uses combined income and your spouse's age determines the second $6,000.
Does a younger new spouse's income hurt?
It raises joint MAGI, which can phase down your bonus even though the spouse doesn't qualify.