Divorced Senior Bonus Calculator
For newly single 65+ filers.
The short answer: At the numbers below, the single-filer deduction is $6,000 — $1,320 back at 22% ($51 per paycheck).
Must be 65+ to qualify
Modified Adjusted Gross Income
Senior Bonus Deduction
$6,000
✅ You qualify for the full deduction
⚠️ This calculator provides estimates for informational and educational purposes only. It is not tax advice. Results are based on the One Big Beautiful Bill Act (OBBBA) and IRS Schedule 1-A. Consult a qualified tax professional for your specific situation.
Two $6,000s Become One
Divorce splits one MFJ return (up to $12,000) into two single returns ($6,000 each) — the couple total can actually rise, but each person's phase-out now runs on their own income.
- • Each ex-spouse 65+ → own $6,000 on their own return
- • QDRO retirement splits change each side's MAGI
- • Alimony (post-2018 decrees) is not income to the recipient — MAGI stays lower
Worked Example
Single 67-year-old post-divorce, $65,000 MAGI.
- • Deduction $6,000; savings $1,320 at 22%
Frequently Asked Questions
After divorce, is the senior deduction split?
No split — each spouse claims their own $6,000 on their own single return if 65+.
Does alimony count against it?
For post-2018 divorce decrees, alimony isn't taxable income, so it doesn't raise the recipient's MAGI.