Senior Bonus in Tax Software Checklist
For 65+ filers using Free File or store software.
The short answer: At the numbers below, the deduction you should see on your return is $6,000 — $720 back at 12% ($28 per paycheck). If your software doesn't show it, here's the checklist.
Must be 65+ to qualify
Modified Adjusted Gross Income
Senior Bonus Deduction
$6,000
✅ You qualify for the full deduction
⚠️ This calculator provides estimates for informational and educational purposes only. It is not tax advice. Results are based on the One Big Beautiful Bill Act (OBBBA) and IRS Schedule 1-A. Consult a qualified tax professional for your specific situation.
The Checklist
Schedule 1-A is new — early-season software versions lagged. Verify these before filing:
- • Your age field is filled (software keys the bonus off age, not retirement status)
- • Schedule 1-A appears in your return's forms list
- • The bonus shows as an addition to the standard deduction line
- • 2025 software updates installed (retroactive provisions needed patches)
Worked Example
Single 70-year-old, $42,000 MAGI.
- • Expected deduction $6,000; expected savings $720 at 12%
Frequently Asked Questions
Does Free File software support the OBBBA senior deduction?
Updated 2025-season software does — confirm your age is entered and Schedule 1-A appears in the forms list.
What if the software missed it after I filed?
You can amend (1040-X) to claim a missed deduction and get the refund.