Retired Gig Worker Senior Bonus Calculator
For 65+ drivers and taskers.
The short answer: At the numbers below, the deduction is $6,000, worth $720 at 12% ($28 per paycheck).
Must be 65+ to qualify
Modified Adjusted Gross Income
Senior Bonus Deduction
$6,000
✅ You qualify for the full deduction
⚠️ This calculator provides estimates for informational and educational purposes only. It is not tax advice. Results are based on the One Big Beautiful Bill Act (OBBBA) and IRS Schedule 1-A. Consult a qualified tax professional for your specific situation.
Gig Income After 65
Net gig profit (after the standard mileage deduction) is MAGI — usually modest enough to keep the full bonus.
- • Net SE profit → MAGI; mileage deductions reduce it
- • Full $6,000 at typical part-time gig levels
- • Note: gig tips don't qualify for the W-2 tips deduction
Worked Example
Single 67-year-old, $42,000 total MAGI (gig + Social Security).
- • Deduction $6,000; savings $720 at 12%
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Frequently Asked Questions
Do retired gig workers get the senior deduction?
Yes at 65+ — net gig income is MAGI but part-time levels don't usually phase it out.
Do my gig tips get the tips deduction?
No — the OBBBA tips deduction is W-2 only; 1099 gig tips are business income.