Virginia SALT Cap Calculator
For Virginia filers in NoVA brackets.
The short answer: At the scenario numbers below, the OBBBA SALT deduction is $14,000 — about $3,360 back at a 24% rate ($129 per biweekly paycheck).
⚠️ This calculator provides estimates for informational and educational purposes only. It is not tax advice. Results are based on the One Big Beautiful Bill Act (OBBBA) and IRS Schedule 1-A. Consult a qualified tax professional for your specific situation.
Your State's Slice of the $40,000 Cap
NoVA incomes hit Virginia's top bracket (5.75%) plus some of the nation's highest per-capita property tax.
- • Income + property tax → SALT to $40,000
- • Phase-out above $500,000 MFJ
- • Car tax relief doesn't reduce what counts — actual personal property tax paid does
Worked Example
A Northern Virginia MFJ household, $310,000 MAGI: about $17,000 income tax plus $7,000 property tax.
- • Deductible amount: $14,000
- • Federal income tax savings: $3,360 (at the 24% marginal rate)
- • Per biweekly paycheck: $129
Keep Reading
Frequently Asked Questions
Does Virginia's car tax count toward SALT?
The personal property tax on vehicles counts; the state subsidy portion you didn't pay doesn't.
High NoVA SALT — does the phase-out hit?
Above $500,000 MFI the cap phases down; below that the full $40,000 applies. Model your exact MAGI.