Ohio SALT Cap Calculator
For Ohio filers in municipal-tax cities.
The short answer: At the scenario numbers below, the OBBBA SALT deduction is $7,000 — about $1,540 back at a 22% rate ($59 per biweekly paycheck).
⚠️ This calculator provides estimates for informational and educational purposes only. It is not tax advice. Results are based on the One Big Beautiful Bill Act (OBBBA) and IRS Schedule 1-A. Consult a qualified tax professional for your specific situation.
Your State's Slice of the $40,000 Cap
Ohio's state brackets plus 2–3% municipal income taxes make SALT stack fast.
- • State + municipal income tax + property tax → SALT to $40,000
- • Working in one city, living in another: both taxes count (with credits)
- • Phase-out above $500,000 MFJ
Worked Example
A Columbus/Cleveland MFJ household, $230,000 MAGI: ~$12,000 combined state + city tax plus $5,000 property tax.
- • Deductible amount: $7,000
- • Federal income tax savings: $1,540 (at the 22% marginal rate)
- • Per biweekly paycheck: $59
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Frequently Asked Questions
Are Ohio city income taxes deductible for SALT?
Yes — municipal income taxes are local income taxes within SALT.
My township has no income tax — just school district tax?
School district income taxes are also deductible local income taxes.