Minnesota SALT Cap Calculator
For Minnesota filers at 6.8–9.85% brackets.
The short answer: At the scenario numbers below, the OBBBA SALT deduction is $14,000 — about $3,360 back at a 24% rate ($129 per biweekly paycheck).
⚠️ This calculator provides estimates for informational and educational purposes only. It is not tax advice. Results are based on the One Big Beautiful Bill Act (OBBBA) and IRS Schedule 1-A. Consult a qualified tax professional for your specific situation.
Your State's Slice of the $40,000 Cap
Minnesota's top brackets near 10% make SALT stack higher than most states.
- • Income + property → SALT to $40,000
- • Phase-out above $500,000 MFJ
- • Metro transit taxes included in income tax count
Worked Example
A Twin Cities MFJ household, $280,000 MAGI: about $18,500 income tax plus $5,500 property tax.
- • Deductible amount: $14,000
- • Federal income tax savings: $3,360 (at the 24% marginal rate)
- • Per biweekly paycheck: $129
Keep Reading
Frequently Asked Questions
Is Minnesota a winner from the higher SALT cap?
Yes for itemizers — high state brackets mean big SALT totals that the old $10,000 cap cut off.
Minnesota also taxes Social Security — count it?
State tax on benefits is state income tax — it's part of SALT paid.