Radiology Tech Overtime Tax Deduction Calculator
For rad techs on call-back, weekend rotations, and heavy float pools. Run your real OT numbers below.
The short answer: At the scenario below, the OBBBA deduction is $3,410, worth $750 in federal income tax at a 22% rate ($29 per biweekly paycheck).
Regular rate (not OT rate)
Hours worked beyond 40/week
Modified Adjusted Gross Income
Overtime Premium Deduction
$3,410
✅ You qualify for the full deduction
⚠️ This calculator provides estimates for informational and educational purposes only. It is not tax advice. Results are based on the One Big Beautiful Bill Act (OBBBA) and IRS Schedule 1-A. Consult a qualified tax professional for your specific situation.
Call-Back Is Where Rad Techs Win
Imaging runs 24/7, so techs eat a lot of call-back. Every call-back hour past 40 in the week at 1.5× is deductible premium.
- • Weekend/night call-back beyond 40 weekly hours → deductible
- • Floating to cover short-staffed sites past 40 hrs → deductible
- • Regular scheduled 3×12s → not OT
Worked Example
A single CT tech at $31/hour with 220 call-back OT hours a year.
- • Premium: $15.50 × 220 → deduction $3,410
- • Savings $750 at 22%
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Frequently Asked Questions
Do radiology techs qualify for the OBBBA overtime deduction?
Yes — hourly W-2 rad techs qualify for the premium half of OT beyond 40 hours/week, subject to the $12,500/$25,000 caps and MAGI phase-out.
Is call-back pay automatically overtime?
Only the hours beyond 40 in that workweek are OT. If you worked 36 scheduled hours, an 8-hour call-back makes 4 of those hours OT at 1.5×.