Painter Overtime Tax Deduction Calculator
For commercial painters on TCO deadlines and night shifts.
The short answer: At the numbers below, the deduction is $3,000, worth $360 at 12% ($14 per paycheck).
Regular rate (not OT rate)
Hours worked beyond 40/week
Modified Adjusted Gross Income
Overtime Premium Deduction
$3,000
✅ You qualify for the full deduction
⚠️ This calculator provides estimates for informational and educational purposes only. It is not tax advice. Results are based on the One Big Beautiful Bill Act (OBBBA) and IRS Schedule 1-A. Consult a qualified tax professional for your specific situation.
Night Coats Before TCO
Occupancy deadlines put painters on nights and weekends at premium rates.
- • Night/weekend hours past 40/week at 1.5× → deductible
- • 1099 sub-painters → not covered
- • Keep your own OT hour tally for 2025
Worked Example
Single painter, $25/hour, 240 OT hours.
- • Premium $12.50 × 240 → $3,000; $360 at 12%
Keep Reading
Frequently Asked Questions
Do painters qualify for the OBBBA overtime deduction?
W-2 hourly painters qualify for the premium-half deduction on OT past 40/week.
Self-employed painter — any equivalent?
No. The OT and tips deductions are W-2 only. Self-employment has its own deduction landscape (QBI, expenses), separate from OBBBA 1-A.