Maintenance Technician Overtime Tax Deduction Calculator
Run your real overtime numbers below. The estimate applies the same Schedule 1-A math as your federal return — no tax software, no signup.
The short answer: Ivy — at the scenario numbers pre-loaded below, the OBBBA deduction is $3,840, worth about $461 in federal income tax at a 12% marginal rate ($18 per biweekly paycheck). Exact figures update live as you change the inputs.
Regular rate (not OT rate)
Hours worked beyond 40/week
Modified Adjusted Gross Income
Overtime Premium Deduction
$3,840
✅ You qualify for the full deduction
⚠️ This calculator provides estimates for informational and educational purposes only. It is not tax advice. Results are based on the One Big Beautiful Bill Act (OBBBA) and IRS Schedule 1-A. Consult a qualified tax professional for your specific situation.
What Counts (and What Doesn't)
On-call maintenance is where unnoticed OT hides: emergency calls after hours usually pay premium, and summer move-out seasons spike hours. Rent discounts some techs receive as housing are generally not wages and do not count toward MAGI — verify with your W-2, since taxable housing treatment varies.
The full rules, caps and phase-outs for every deduction are in one table on the OBBBA rules page.
Worked Example
Ivy handles apartment maintenance at $24/hour, with on-call weeks and turnover seasons adding about 320 overtime hours.
- • Deductible amount: $3,840
- • Federal income tax savings: $461 (at the 12% marginal rate)
- • Per biweekly paycheck: $18
Every dollar of that comes off federal income tax while FICA still applies — the calculator above runs the same caps and phase-outs your return will.
Keep Reading
Frequently Asked Questions
Does an apartment rent discount count as wages for MAGI?
Usually no — employer-provided lodging discounts on the premises are typically excluded from wages, which keeps your MAGI lower and your phase-out position safer. Always confirm against the actual W-2 figures rather than the discount letter.
Do I need to itemize deductions to claim the overtime deduction?
No. The overtime premium deduction is an above-the-line adjustment on Schedule 1-A — you can take the standard deduction and still claim it in full.